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Are You Thinking About Buying a Fixer-Upper?

  If you’re thinking of buying your first home, it’s an exciting time. You’ve probably scoured real estate sites looking at available properties. If desirable homes are out of your budget, you may consider buying a fixer-upper. Although these homes will need work, their purchase prices are usually significantly lower than homes in good repair.   Are You Looking to Buy a Fixer-Upper? One of the first steps in buying a home should be  preapproval  for a mortgage. That way, you’ll know how much a lender will let you borrow to purchase it. Keep in mind, though, that you’ll also have to pay for renovations if you buy a fixer-upper.   Some financial institutions offer  rehabilitation mortgages  that provide  extra money  for these repairs. Be prepared for additional inspections and appraisals if you buy a fixer-upper.   A home inspection is vital if you’re looking at a distressed home. This tells you everything the inspector finds that needs to be repaired, although it’s common for hidden pr

Time for Spring Cleaning and Repairs!

​ Time for Spring Cleaning and Repairs! When it comes to making home improvements and upgrades, there's no better season than spring. Not only does a good spring cleaning allow you to air out your home from top to bottom, but it also provides an opportunity to check for any winter house damage and start making plans for repairs before the summer months arrive.  Amp One Heating and Cooling  can be an excellent resource when it comes to maintaining your HVAC systems. DIY Versus Hiring Out When making a determination about whether home improvement projects can be handled on your own, or if you need a professional hand, do an honest assessment about your capabilities. According to Consumers Credit Union, if you're a super handy person who is comfortable tackling large-scale projects, there are a number of things you can certainly do yourself and  save money . However, if a task calls for specialized knowledge or equipment, or if a project has the potential to be dangerous - think e