If you’re thinking of buying your first home, it’s an exciting time. You’ve probably scoured real estate sites looking at available properties. If desirable homes are out of your budget, you may consider buying a fixer-upper. Although these homes will need work, their purchase prices are usually significantly lower than homes in good repair. Are You Looking to Buy a Fixer-Upper? One of the first steps in buying a home should be preapproval for a mortgage. That way, you’ll know how much a lender will let you borrow to purchase it. Keep in mind, though, that you’ll also have to pay for renovations if you buy a fixer-upper. Some financial institutions offer rehabilitation mortgages that provide extra money for these repairs. Be prepared for additional inspections and appraisals if you buy a fixer-upper. A home inspection is vital if you’re looking at a distressed home. This tells you everything the inspector finds that needs to be repaired, although it’s common for hidden pr
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